Author: Marvin Evans

SpaceX IPO history arrived with a number that takes a moment to absorb. The company raised $75 billion, pricing 555.6 million shares at $135 each in the largest listing on record, valuing it near $1.77 trillion and making it the seventh most valuable company in the United States, ahead of Tesla. The shock is not the timing, since the listing had been anticipated for months. It is the scale. For context, the SpaceX IPO exceeds the combined total of every other IPO completed in 2026, and Saudi Aramco’s previous record of $29.4 billion in 2019 does not survive the comparison.…

Adyen acquires Orb for $335 million. That is the headline from Amsterdam on June 11, 2026, and it reads, at first glance, like a routine fintech infrastructure deal: a large payments processor buys a smaller billing platform. It is not. Adyen acquires Orb to solve the most consequential unsolved problem in enterprise payments: the structural separation between billing systems, which know what a company wants to charge, and payment systems, which know whether that charge succeeds. Today, those two systems operate in isolated silos, leaving valuable data stranded on both sides. Adyen’s decision that it needs to own the billing…

EMEA fintech credit boom forecasts have turned into a news feed. The convergence that analysts have predicted for years, every major digital finance platform becoming a multi-product lender, has stopped being a forecast and started being a headline. In the space of two weeks, the proof arrived from every direction. Monzo launched Flex Build, a deposit-backed credit card targeting the 16 million UK adults locked out of mainstream borrowing, as we covered in our analysis of the Monzo Flex Build launch. LemFi launched Send Now, Pay Later, a credit line woven directly into the remittance experience for immigrants. Revolut announced…

Monzo Flex Build is not a credit card in the conventional sense. Conventional credit cards are issued to people who can already demonstrate they are creditworthy, people with employment histories, prior borrowing records, and credit scores that satisfy underwriting models designed to extend credit to those who arguably need it least. Monzo Flex Build, launched this week in partnership with financial inclusion non-profit Fair4All Finance, inverts that logic. The updated pilot, announced on June 8, 2026, targets the more than 16 million UK adults who currently face barriers to mainstream borrowing, a figure that has grown by approximately 30 percent since…

Revolut’s $115 billion secondary share sale, first reported by Bloomberg on June 5, 2026, is the most significant valuation event in European fintech history. Revolut is looking to run a secondary share sale that would value the company at $115 billion, on the heels of receiving a UK bank licence and applying for a charter in the US. A formal process could kick off as soon as this month, allowing early investors and employees to sell shares and generate liquidity. If the Revolut $115 billion secondary share sale closes at the targeted figure, it would represent a 53 percent jump from the…

UK wealth fintech has long been told that growth and profit cannot coexist at scale. Moneybox just answered that. The London company’s 2025 results show revenue past £100 million for the first time. That figure reached £115.6 million, up 23 percent. Meanwhile, assets under administration grew 62 percent to £19 billion. The customer base rose 31 percent to 1.7 million. Above all, the firm booked a third straight year of profit, with pre-tax earnings of £14.9 million. That third profit year is the number that matters. For a decade, critics argued that UK wealth fintech could chase growth or chase…

Decentralised finance, or DeFi, is the set of financial services built on public blockchains and run by smart contracts instead of institutions. In short, anyone with a crypto wallet and an internet connection can use it. It does not merely digitise banking. Instead, it rebuilds lending, borrowing, trading, and saving on open-source code that anyone can inspect or build on, with no bank, broker, or regulator in the middle. That is the radical part of the idea. In its purest form, decentralised finance is the financial system without gatekeepers. In practice, it is a stack of protocols that let crypto…

Digital investment platforms have matured from a disruptive novelty into a mainstream home for tens of billions of dollars. Industry forecasts put the global robo-advisor market near $69 billion by 2032, growing roughly 27 percent a year. The early pitch was simple, namely automated index investing at a fraction of an adviser’s fee. That pitch held, and then the category grew teeth. Today the cheap-index promise is table stakes. So digital investment platforms now compete on tax optimization, account variety, hybrid advice, direct indexing, ESG menus, and crypto access. Picking one in 2026 is therefore less about the lowest fee…

What is insurtech? Insurance is one of the oldest financial products around, and one of the last to face real technological change. The core idea has held since Lloyd’s of London underwrote ships in the 1600s. A large group each pays a small premium into a pool, and that pool covers the losses of the unlucky few. What has shifted, slowly and then quickly, is the data used to price risk, the way policies reach people, and the speed of paying a claim. Insurtech, the use of technology in insurance, is the broad reworking of an industry that long resisted…

Kaiko Acquires Amberdata in a landmark digital assets deal! There is a principle in financial markets that predates fintech, crypto, and most of what we call modern capital markets: the firm that controls the data controls the market. Bloomberg built a $10 billion business on it. Refinitiv, sold to the London Stock Exchange Group for $27 billion in 2021, was built on it. S&P Global, MSCI, and ICE Data Services all represent variations of the same thesis: in a world where investment decisions are made at machine speed and institutional credibility depends on reference data that every participant trusts, the…