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Author: Chris Wilson
Chris Wilson
Chris Wilson – Business Journalist & Fintech Communications Writer Chris Wilson is a UK-based business journalist and communications writer who specialises in finance, technology, and corporate storytelling. His work focuses on the intersection of financial services, emerging technologies, and regulatory change, with particular focus om fintech innovation, digital banking, and the evolution of money and payments. He holds a Postgraduate Diploma in Newspaper Journalism (NCTJ-accredited) from the University of Central Lancashire and a First-Class Honours degree in English Literature from the University of Durham.
Tembo AI mortgage technology turns lender criteria into answers brokers can use during a customer conversation. The Tembo AI mortgage tool also points towards a broader model in which buyers receive guidance before they are ready to apply. Tembo first disclosed the system in 2023 after training it on more than 6,000 pages of criteria from over 30 lenders. Rather than relying on a general chatbot, the company built the tool around its own mortgage material and website content. Tembo AI Mortgage Makes Criteria Easier to Search Mortgage brokers work across thousands of product rules, affordability tests and lender exceptions.…
Tokenised deposits are fast becoming the UK’s preferred route for digital money. Regulators here are much more leery of stablecoins than their peers across the Pond, which has informed the cautious approach they have adopted to bringing them into mainstream finance. The Financial Conduct Authority (FCA) is currently road-testing its Regulatory Sandbox, where firms are carrying out supervised tests of stablecoin issuance and payment use cases. The pilot comes after the Bank’s governor, Andrew Bailey, was quoted in The Times as saying that although he was ‘not against stablecoins’, he did not see them having a future at the heart…