Corporate treasury management is reaching more finance teams, as Ramp and Moment collaborate to bring fixed income tools into a single platform. The partnership gives finance teams access to a fixed income portfolio alongside their operating cash, all in one place.
Key Facts
- Ramp and Moment collaborated to offer automated treasury management through the Ramp platform.
- Finance teams can manage fixed income investments and operating cash in one system.
- The collaboration provides rebalancing, automated portfolio construction, and optimization.
- Service is already live on Ramp Investment accounts.
How the Corporate Treasury Management Tools Work
The partnership eliminates the barriers in treasury management, including manual workflows, lengthy onboarding processes, and operational complexity. Ramp’s financial operations platform and Moment’s automated fixed income infrastructure allow businesses to manage their excess cash and operating cash in one platform. Customers can access managed portfolios featuring reinvestment, automated optimization, and rebalancing capabilities.
Traditionally, corporate treasury management has run in two different directions. Businesses had to choose between more sophisticated treasury services or basic cash management tools provided by fintech platforms. Most banks offer portfolio management and fixed-income access, but these services come with high fees, a lengthy onboarding process, and complex workflows.
Liquidity segmentation, fixed-income execution, and portfolio construction functions are fully automatic now. Smart corporate treasury management has become possible, no matter the balance level or company size, on a single platform.
The two firms are building a fully automated treasury life cycle, which means cash moving seamlessly between investment and operating accounts without any manual work.
The product manager at Ramp, Karl Yang, said, “Finance teams have been managing their operating cash and their excess cash in two completely separate worlds. This partnership is about closing that gap so the same intelligence that helps a company control its spend can also put its cash to work on the same platform.”
“Institutional treasury infrastructure has never been accessible at this scale or embedded at this level of automation. Moment was built to make that infrastructure programmable. Partnering with Ramp means it is now available to over 70,000 finance teams through a platform they already rely on every day, and it runs in the background without adding a single workflow,” said Ammer Soliman, COO and Co-Founder of Moment.
The partnership is live on the Ramp investment account, and customers have deposited over $1 billion in the last 3 months. Ramp customers can now get professionally managed portfolios with rebalancing, reinvestment, and automated optimization.
The Take
The partnership shows a growing trend where platforms move beyond payments and expense management and into cash optimization. This shift in corporate treasury management could push traditional banks toward all-in-one solutions for managing corporate cash.
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